Do the Work.
Prove the Change.
Facing an insurance wildfire-mitigation request? We pair defensible-space planning with pre- and post-work drone imagery and LiDAR documentation to help you show what changed on your property.
Serving Colorado Front Range foothill and mountain homeowners
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THE COFRFFM DIFFERENCE
More Than a Cleared Property.
A Documented One.
When insurers question wildfire exposure, a verbal promise that trees were trimmed may not tell the full story. A dated, property-specific visual record can help show both the work you completed and the conditions that remain.
Our approach connects field assessment, forestry mitigation and documentation into one organized workflow. Where appropriate and included in the agreed scope, drone-based LiDAR supports a three-dimensional view of vegetation structure and canopy conditions.
MAKE MITIGATION VISIBLE
See the Property. See the Progress.
Compare vegetation patterns and treatment areas before and after work. Our actual project documentation is built from the data and field observations collected for your property.
Illustration only: The maps above are design concepts, not measurements, actual LiDAR point clouds, completed customer work, or proof of compliance. Project reports use site-specific data where scanning is feasible.
WHAT YOU RECEIVE
One Property. One Clear Record.
Depending on your selected service scope, your reporting package can bring the evidence together into a homeowner-friendly deliverable.
Defensible-Space Map
An annotated property map identifying the 0–5, 5–30 and 30–100-foot zones and recommended treatment areas.
Baseline Drone / LiDAR Scan
Dated aerial views and available LiDAR-derived vegetation layers to establish a starting point when scanning is included.
Dated Field Photography
Consistent photo viewpoints, including cardinal views and focus areas around structures, access routes and treated vegetation.
Mitigation Work Log
A concise scope summary identifying treatment areas, work performed, visit dates, and follow-up items.
Post-Work Comparison
Repeat imagery or LiDAR, where technically feasible, to show observable changes and document remaining conditions.
Shareable PDF Report
A clear summary with before/after images, map legends, recommendations, methodology notes and limitations.
MORE THAN AERIAL PHOTOS
LiDAR Adds a Third Dimension.
Traditional photos help tell the story. When LiDAR is suitable for a project, its three-dimensional point data can add context about tree heights, canopy distribution, vegetation structure and where conditions changed.
The value comes from collecting comparable data, interpreting it carefully, and pairing it with a defensible-space walkthrough and work log—not from treating a scan as an automatic wildfire-risk certification.
OUR DOCUMENTATION PROCESS
Assess → Map → Mitigate → Verify.
One coordinated process, with a record that makes it easier to explain your investment in risk reduction.
Review
We review your property, any insurer notice, access and vegetation concerns, and the requested documentation.
Baseline
We build a zone map and document current conditions using field notes, photographs and optional LiDAR.
Mitigate
We carry out or coordinate the agreed forestry treatments, documenting activities and treated areas.
Verify
We revisit treated locations and assemble a before/after report, including limitations and maintenance items.
INSURANCE-FOCUSED SUPPORT
When Your Insurer Asks,
You Have More Than a Receipt.
A clear, dated mitigation record may be useful when responding to a vegetation notice, requesting reconsideration of property conditions, or asking your insurer to review mitigation steps.
Document the work
Bring together maps, work records and before/after imagery in one place.
Ask what your insurer needs
Carriers may request specific photos, forms, inspections, or deadlines in addition to a private report.
Support a review conversation
Clear property evidence may help inform an insurer review, but the carrier decides underwriting outcomes.
COLORADO HOMEOWNER RESOURCES
Understanding Wildfire-Risk Scores
Colorado HB25-1182, effective July 1, 2026, addresses property-insurance wildfire risk models, mitigation-related information and appeals. Your insurer can explain its documentation requirements and review process.
DEFENSIBLE SPACE MATTERS
Turn Recommended Work Into a Map.
Colorado State Forest Service guidance organizes defensible-space treatment around each structure. The appropriate work depends on slopes, vegetation and site conditions.
Zone 1 · Nearest Structures
Pay special attention to combustible material immediately around the home, decks and other structures.
Zone 2 · Fuel Reduction
Address dense shrubs, ladder fuels and continuity of vegetation near structures.
Zone 3 · Forest Conditions
Evaluate tree spacing, understory and maintenance farther out, extending work where slope or exposure calls for it.
Guidance reference: Colorado State Forest Service · Protect Your Home & Property from Wildfire. These are planning zones, not proof that a property meets an insurer-specific standard.
CLEAR EXPECTATIONS
What LiDAR Can—and Cannot—Prove.
What It Can Document
- Observable vegetation geometry, canopy height and distribution where returns are sufficient.
- Comparable spatial snapshots collected under suitable conditions.
- Mapped treatment areas when paired with field observations and project records.
What It Cannot Guarantee
- Insurance renewal, discounted premiums, or a change in wildfire risk score.
- Verification of every fuel type, surface hazard or hidden condition from above.
- Regulatory or insurer certification without their required review or inspection.
FREQUENT QUESTIONS
Questions About LiDAR & Insurance.
Will a LiDAR report guarantee that my insurer renews my policy?
No. Insurers make their own underwriting and renewal decisions. Documentation can help explain conditions and mitigation work, but acceptance or an insurance outcome is never guaranteed.
Do I need a scan both before and after the work?
A comparable baseline and post-work scan can provide a stronger before/after record. If work has already been completed, we can discuss what evidence remains available and what a post-work survey can document.
Is LiDAR the same as a fire-risk score or Firewise certification?
No. LiDAR is a measurement technology. It may support vegetation documentation, but it does not independently assign a verified wildfire-risk score or confer a Firewise, government or insurer certification.
Can you map my 0–5, 5–30 and 30–100-foot defensible-space zones?
Yes, a property-specific map can identify these planning zones and treatment recommendations. Actual distances and priorities require verification of structures, terrain, site conditions and the relevant guidance.
Can I send the finished report to my insurance company?
Yes, the report is intended to be shareable. We recommend checking your insurer’s specific submission process, forms and documentation requirements before ordering.
Can you also complete the recommended forestry work?
COFRFFM offers wildfire mitigation, forestry mulching, brush treatment and tree services. The work scope, equipment, scanning availability and schedule are confirmed during the assessment.
Is it safe and legal to fly a drone over my property?
Drone work depends on airspace restrictions, site hazards, weather, flight authorization where required, and applicable FAA rules. We confirm feasibility before promising aerial data collection.
OUR SERVICE AREA
Colorado Foothills. Local Accountability.
Conifer, Evergreen, Ken Caryl, Indian Hills, Aspen Park, Kittredge, Pine, Idledale, Littleton and surrounding Front Range properties.
LET’S DOCUMENT YOUR PROGRESS
Facing a Mitigation Request?
Tell us your property location, what the insurer requested, your timeline, and whether forestry work is planned or already complete. We will discuss an appropriate mapping and documentation scope.
Drone and LiDAR work depends on site conditions, lawful flight operations, equipment and scheduling availability, and the selected project scope. COFRFFM is not an insurance carrier and does not guarantee insurance coverage, renewal, discounts or any particular underwriting outcome. Reports are not engineering surveys, boundary surveys, or formal insurer certifications.